Wildfire is shaping the CA Insurance Market. Stanford University Climate and Energy Policy Program has released a white paper that looks at the current home insurance crisis with origins like Prop 103 that goes back as far 1988. Proposition 103, although enacted to manage a surge in the auto insurance premiums, established a statutory framework […]
Stanford University 2026 Insurance Market Report Read More »
A CWPP is intended to serve as a living wildfire protection planning document. The City of Calabasas has approved its CWPP. With the increased severity and frequency of wildfires in California, community wildfire planning is extremely important to help prepare for and adapt to wildfire. A Community Wildfire Protection Plan (CWPP) is a tool to
City of Calabasas Community Wildfire Protection Plan (CWPP) Read More »
If huge organizations can’t control a wildfire, how can I control a wildfire? It’s not a matter of controlling a wildfire, it’s a matter of changing the conditions of the house. Getting an assessment is what all homeowners can do. – Jack Cohen Ph.D Your Home Can Survive a Wildfire Jack Cohen, Ph.D., is often
It doesn’t take big flames to burn the house down Read More »
Finally, good news about home insurance. Zurich US has submitted a commercial property insurance rate filing under California’s Sustainable Insurance Strategy. It is one of the first large commercial carriers to join the state’s effort to stabilize its insurance market. The strategy was created by California Insurance Commissioner Ricardo Lara. It is designed to expand the availability of
Insurance Companies Are Coming Back Read More »
Assistant Chief Drew Smith, LA County Fire Dept., and Assistant Chief Brad Weisshaupt, Forestry, LA County Fire Dept., explained the process of Prescribed Burns. Definition: A Prescribed Burn is a low intensity planned fire conducted by trained and experienced crews and land managers completed within a specific weather and fuel condition window or “prescription” to achieve
Topanga Summit to Summit Pile Burn Project Read More »
This recent disturbing graph from CAL FIRE, clearly emphasizes that it is not so much the number of fires that have increased over the past year, but the size and severity of the fires that is most concerning. Our homes have become the number one source of fuel for wildfires. COMMUNITY WILDFIRE RISK ASSESSMENTS Calabasas
Calabasas Firewise Community Assessments Read More »
The U.S. has witnessed a steady increase in wildfire activity over the past decade, and experts predict this trend will continue. Despite spending billions of dollars per year to support wildland fire suppression efforts, the number of homes lost in wildfires per year has increased exponentially. Wildfires now cost the US hundreds of billions per
Home insurance shopping? Has your insurer dropped you? In June 2024 Amy Bach, Esq., Co-founder and Executive Director of United Policyholders, addressed the current home insurance status and important actions homeowners should be taking today. Current Rules: Insurer must give 75 days notice if they won’t be offering you a new policy when your current
Home Insurance Shopping Read More »
Firewise was developed by the National Fire Protection Association (NFPA) and is a cooperative effort among local, state, federal and private agencies and organizations to promote fire safety in the wildland/urban interface. Firefighters do not have the resources to defend every home during a wildfire. Firewise communities are those that have taken appropriate measures to
The Resource Conservation District of the Santa Monica Mountains Community Resilience team, with a grant from CAL FIRE, created a series of videos to help communities become more wildfire-resilient. The videos cover wildfire preparedness, fire ecology and how-to’s for home-hardening and defensible space! LINKS TO GREAT EDUCATIONAL VIDEOS: (Click on the links below) Home Hardening
RCDSMM Posts New Videos Read More »
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